The NIC’s IFC Insurance Program provides insurance for claims arising out of IFC operations and hosted events. If an IFC does not have proper insurance coverage in place, an IFC officer may be held personally liable should an incident occur. In most cases, IFCs are unincorporated associations. Officers of unincorporated associations can be held personally liable for negligent acts or omission of an unincorporated association. Being an officer increases exposure to being named in a lawsuit. If an IFC does not have insurance and a claim is brought against an IFC officer, it likely would result in a parent’s homeowner’s policy being called upon to provide a defense and indemnification of a liability claim. The NIC’s IFC Insurance Program provides the needed coverage should an injury occur during an IFC event or activity.

IFCs must be a dues-paying council to opt into our IFC Insurance Program. This insurance protection is critical for IFC officers. The program includes general liability, commercial crime and director and officer coverage at a greatly reduced rate. Chapter risk management fees and insurance do not extend to IFC officers. And most colleges or universities do not extend insurance coverage to students or student organizations. This program is flexible to add the host institution and advisors as additional insured. Coverage also extends to Alumni IFCs. The program provides a level of cost-effective coverage not available in the open insurance market.

2026-2027 IFC Insurance Rates

Councils participating in the IFC Insurance Program receive a Certificate of Insurance (COI) as proof of coverage with accompanying Insurance and Claim Manual.

General Liability: Provides coverage, for the most part, to claims of bodily injury, property damage and personal injury arising out of the IFC’s liability associated with its operations and activities.

Commercial Crime: Provides coverage for claims arising out of criminal acts, typically involving the theft of IFC funds.

Directors & Officers Liability: Offers directors and officers protection from a wide variety of claims such as third-party discrimination and allegations that an officer failed to fulfill his/her fiduciary duties to the organization.

What type of events are covered? Or excluded?

• Peer monitoring activities
• New student activities and fairs
• Recruitment activities
• Educational programming
• Leadership academy/retreat
• Leadership development conferences
• Community service projects
• Philanthropy events
• Blood drives
• Alumni IFC activities
• Homecoming activities
• Greek Week activities
• Non-contact athletic events
• Concerts and DJ performances of less than 1,000 attendees

Would require a special event policy:

• Events with alcohol
• Events with inflatables
• Contact sports
• Events with attendance exceeding 1,000

Excluded: Events with firearms, fireworks or other explosive devices

An IFC should exist as a consortium among men’s general college fraternity chapters on a campus, and the council’s purpose should be to work on behalf of and for the betterment of its member chapters. This includes advancing the value of and access to the fraternity experience on campus, creating interest in joining a fraternity, coordinating educational experiences, promoting safety and prevention efforts and collectively addressing critical issues.

Further, the purpose of the IFC shall be to:

• Promote mutual cooperation between its member chapters;
• Promote mutual cooperation between the IFC, the fraternity and sorority at-large, student organizations and administration;
• Discuss questions of mutual interest and present such recommendations as the IFC deems appropriate;
• Undertake efforts beyond the resources of any one member chapter;
• Promote the interests of men’s fraternities in general; · Align with the Standards and Positions of the NIC;
• Hold member chapters accountable to an IFC Code of Conduct, Membership Eligibility, defined Member Chapter Minimum Expectations and IFC policies;
• Advocate for equal treatment and due process for its member chapters, especially as compared to other student organizations;
• Maintain appropriate levels of administrative oversight and staffing support.

Put more simply: the IFC should deliver Advocacy, Marketing, Collaboration, Education and Accountability. It should offer clarity and consistency across the fraternity experience on campus — but not control or constrict.

The council and its member chapters should adopt its own Constitution and Bylaws in accordance with these purposes. The NIC offers model governing documents as template for IFCs.

Interfraternity Council (IFC) is an endorsed, trademarked brand of the NIC. It is an NIC Standard that member organization chapters be members of a dues-paying IFC with adequate insurance coverage.

NIC Support for IFCs

Dues-paying IFCs receive access to the NIC’s IFC Insurance Program (general liability, commercial crime and director and officer coverage at a greatly reduced rate, billed separately) and NIC Campus Support benefits that include coaching and guidance from NIC staff and trusted industry experts, training and resources for IFC officers and advisors, campus programs and more. IFC communities should leverage NIC research initiatives to positively promote the fraternity experience, which among other things, can help boost recruitment and improve community outreach.

THE IFC CREED

We, the Interfraternity Council, exist to promote the shared interests and values of our member fraternities: leadership, service, brotherhood and scholarship. We believe in Fraternity and that the shared values of Fraternity drive the IFC to create better communities, better chapters and better men.

We work to advance the academic mission of the host institution, to enable fraternal organizations to grow and thrive through collaboration and teamwork, to provide an outlet for self-governance and accountability, and to model and teach ethical leadership. In a spirit of mutual support and betterment, we, the men of the Interfraternity Council, pledge to elevate the Ritual and the values of the member organizations.