There are risks that IFCs don’t currently see, and when an organization holds events, hosts people, and sets policies, there can be legal and liability exposure that requires insurance to offset what could be large issues.
For example, on one campus an IFC and its President were brought into a lawsuit filed by a property owner against fraternities with houses alleging the fraternities created a public nuisance. In another incident, an IFC held a flag football tournament at which a participant was injured and sought recovery of his out-of-pocket expenses from the IFC.
The IFC Insurance Program provides insurance for claims arising out of IFC operations and hosted events. If an IFC does not have proper insurance coverage in place, an IFC officer may be held personally liable should an incident occur.